SURVIVING THE SQUEEZE

Investing Smart in Nigeria’s Era of Inflation and a Falling Naira

INVESTMENT

Amina Ogunde

10/1/20252 min read

Inside Omega Plaza on Aminu Kano Crescent, Wuse 2, Abuja, business is brisk at Mrs. Ronti’s massive textile shop. Two floors brim with lace, Ankara, and fine silks. More than eight attendants dart between racks, serving a flurry of society women eager to buy.

“My shop was full of customers, but my account was full of charges.”

Amid the bustle, Mrs. Ronti stayed composed, her black Land Cruiser waiting outside. Yet her corporate account told a different story: inflation eroding her millions while banks piled on endless charges — COT, transfers, SMS alerts.

One afternoon, salvation walked in. Barr. Queen, an investment advisor from bloomm.org, met her in the office upstairs. Elegant in a navy blazer, she spoke with calm assurance. She explained the FIFA (Financial Fortune Account): a plan that offered up to 25% annual returns, secured with borrower collateral as loan securitization.

“It isn’t just saving,” Barr. Queen told her. “It’s putting your money to work in a way that protects you and supports businesses like yours.”

For the first time in months, Mrs. Ronti saw a path beyond shrinking balances. She moved quickly. Dollar savings platforms gave her a shield against the naira’s weakness. Treasury Bills and FGN Bonds brought stability. The FIFA plan became the high-yield engine in the middle of her portfolio.

“Keeping millions idle was like pouring water into a leaking basket.”

She added dividend-paying Nigerian stocks, savoring every payout as proof of patience rewarded. The returns from FIFA turned personal. Mrs. Ronti now channels her earnings into tuition for her third child, Nike, studying Business Management at the University of Liverpool in the UK.

“It feels good knowing my investments are not just growing but paying for my child’s future.”

That evening, as her driver steered the Land Cruiser onto Aminu Kano Crescent, her phone rang. Nike’s voice came through, bright and grateful.

“Mummy, thank you. Because of you, I can focus on my studies without worry.”

Mrs. Ronti leaned back against the leather seat, smiling as Abuja’s lights blurred through the tinted windows. What began as frustration over high bank charges had become a story of growth, discipline, and legacy — the kind of success that outlives every squeeze.

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